The right to recover damages suffered as a result of a motor vehicle accident in Ontario
is governed by the Insurance Act. Our litigation group is skilled at dealing with this
statute and the strict limitation periods for commencing motor vehicle actions and for
making claims under an insurance policy. Our team works hard to protect our clients'
rights.
Under Ontario’s insurance regime, individuals injured in motor vehicle accidents must
look to their own insurer for certain types of benefits, including income replacement
benefits, medical rehabilitation and housekeeping benefits. In addition, an injured party
is entitled to sue an at-fault driver for additional damages, including damages for pain
and suffering, provided the injuries are serious enough and lead to an ongoing
impairment of important functions.
The determination of what benefits an injured person is entitled to and whether those
benefits flow from the person's own insurer or should be the subject matter of a lawsuit
is a complicated matter. Our team is knowledgeable of insurance benefits and can help
you maneuver through these complexities as you try to recover from your injuries. We
have an experienced accident benefits consultant on staff who oversees our clients'
claims with their own insurers while our lawyers advance tort claims against at-fault
drivers. Whenever possible, we attempt to resolve matters through cost-effective
alternative dispute resolution options, such as mediation and arbitration. We work hard
to ensure you receive the benefits and compensation to which you are entitled.
There are also strict limitation periods for commencing motor vehicle actions and for
making claims under an insurance policy, so you should be sure to contact a lawyer as
soon as possible to discuss your matter.
If you have been injured in a motor vehicle accident, let our team of skilled lawyers
assist you to ensure that you can claim and receive the maximum benefits to which you
are entitled, either from your insurer or from an at-fault driver.