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2023 Annual Rent Increase

Given the rise of inflation, and general cost of living, it was only a matter of time for the Ontario Consumer Price Index to announce an increase in ...
Jul 2022
Article

Real Estate Transactions: What is a Chattel vs What is a Fixture?

Under an Agreement of Purchase and Sale (APS), the Buyer and Seller can agree to leave certain “moveable” items behind. These items are re...
Jul 2022
Article

Approaching Legislative Amendments Targeted to Improve Transparency and Consumer Protection in Real Estate Transactions

The traditionally discreet nature of real estate transactions is set to change with the implementation of the Trust in Real Estate Services Act, 2020 ...
Jul 2022
Article

Title Insurance vs. Home Insurance: What is the Difference?

Dear Friends, Purchasing a home is likely one of the largest investments that you will ever make in your lifetime. Therefore, as a homeowner, you want...
Jun 2022
Article

The “Off-Title Spouse” in a Real Estate Transaction

Dear Friends, I often receive a myriad number of questions when I discuss “off-title spouses” with clients. So, today I thought I elaborat...
Jun 2022
Article

Understanding the Purchase Transaction for Properties Sold Under a Tax Sale

Dear Friends, I hope you are all doing well and looking forward to a season of beaches, sunglasses, long days, and colourful clothing. Recently, I ha...
Jun 2022
Article

Deposit Protection for Pre-Construction Condominiums

With rising construction costs, increasing delays in the closing date and uncertainty around builder terminated agreements, prospective buyers are sta...
May 2022
Article

City of Toronto Calls for an Increase in Development Charges

Development Charges, Community Benefit Charges and Parkland Dedication Levies are some of the common adjustments that are associated with purchasing p...
May 2022
Article

What is Inclusionary Zoning and How Will It Affect Your Development?

Inclusionary zoning (IZ) is a regulatory tool intended to increase the availability of affordable housing by requiring developers to either contribute...
May 2022
Article

Buyer Beware: A Cautionary Note on Unconditional Agreements of Purchase and Sale

In this market, the pressures of purchasing a home are high. Amidst soaring prices and bidding wars, buyers are often led to submit unconditional offe...
May 2022
Article

Important Changes for Assignment Transactions: Proposed Change Effective May 7, 2022.

The Federal government is targeting assignment transactions in an effort to decrease speculative trading noting that “homes should be for people...
May 2022
Article

Important Incentives for First Time Home Buyers - Federal Budget 2022 Update

Are you a first time home buyer? If so, there are a few government incentives available to alleviate some of your costs.  1. Land Transfer Tax Re...
Apr 2022
Article

Federal Budget Update: 2022 - Property Flippers - Beware!

It is not uncommon for savvy investors to purchase property, renovate, and then resell for a gain. This process is known as “house flipping&rdqu...
Apr 2022
Article

Updates to the Non-Resident Speculation Tax

As part of its commitment to tackling Ontario’s housing crisis by prioritizing Ontario families and homebuyers, the government has increased the...
Apr 2022
Article

Tax Implications for Non-Resident Transactions

Dear Friends, I hope that you are all doing well and staying safe during these uncertain times. I know that we are all looking forward to getting back...
Feb 2022
Article

Clarifying the Legal Implications of Rent Freezes during the COVID-19 Pandemic

The COVID-19 pandemic has brought a high level of uncertainty and with the current stay-at-home order in effect, the confusion behind rent freezes has...
Apr 2021
Article

Enforcing Condominium Rules: Mask Policies During Covid-19 Pandemic

We are now in the midst of Ontario’s third lockdown and surprisingly, the topic of the requirement to wear a mask in public places remains highl...
Apr 2021
Article

Escalation Clauses in Agreements of Purchase and Sale

In today’s hot real estate market, it is not uncommon for prospective purchasers and their realtors to be continually disappointed when their of...
Mar 2021
Article

Notice of Unavoidable Delay By Your New Home Builder

All of us now face evolving challenges caused by the COVID-19 pandemic. If you purchased a new home to be built in Ontario, you may have  receive...
Apr 2020
Article

Are You Purchasing Property with Others?

Here’s What You Need to Know More and more often, young Ontarians are pooling their finances in an effort to enter the housing market. There are many advantages to structuring a p...
Mar 2020
Article

Qualifying for the GST/HST New Residential Rental Property Rebate

Are you considering the purchase of investment property for additional income or retirement planning?  Not all purchasers realize that if you pur...
Mar 2020
Article

GST/HST New Housing Rebate for Houses Purchased from a Builder

It is well-known that builders market the purchase price of new homes as “inclusive of HST”. What often goes unmentioned is that the purch...
Mar 2020
Article

The Risk of Buying Property without a Status Certificate Review

In today’s hot real estate market, it is not uncommon for a seller to receive multiple offers. To compete with other bidders, a prospective buy...
Feb 2020
Article

Recreational Cannabis in Condominiums

New legislation came into effect late 2018 to legalize the possession, use and production of cannabis for recreational purposes in private residences....
Jan 2019
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