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An October 25th Update: Ontario Legislature Making Further Strides to Combat Housing Unaffordability

An Increase in the Non-Resident Speculation Tax On October 25, 2022, the Province of Ontario made a surprising announcement, following a recent pattern of moves to combat housing unaffordability. Th...
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Bad Actor Builders Beware

An HCRA Crackdown and Adi Development Group In February 2021 we posted this article discussing the Launch of the Home Construction Regulatory Authority (HCRA). This new body was created to ...
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Industry Warning: Prepare for the Prohibition on the Purchase of Residential Property by Non-Canadians Act

A Federal effort to combat a housing unaffordability crisis January 6th – A follow up article on this Act has been posted. Click here to read.  April 4th—This Act has been amended. Click&n...
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Tarion Industry Alert—Tarion Seeking Feedback on Regulatory Changes

Transparency, fairness and accountability through Regulation 892 In an effort to build a more transparent, fair and accountable new home warranty and protection program, Tarion is consulting on regulatory changes pr...
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A Title Insurance Guide: What You Need to Know to Protect Your Home Purchase

What is it, what does it cover and why should you purchase it? In real estate transactions, title insurance is incredibly important, yet seldom understood. In response, we have prepared this guide on title insuran...
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Pre-Construction Condominiums: New Interest Rules on Their Way for Cancelled Condominium Projects and the Return of Deposit Monies

UPDATE: On October 21, 2022, this Regulation was revoked. See our update here. There has been ongoing concern from the government about the increasing...
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Real Estate Transactions and Vendor Take Back Mortgages

How to Protect Yourself as a Seller Traditionally, a buyer makes an offer to purchase a property and arranges financing through a lender (the usual primary lenders include CIBC, TD, RBC,...
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Patent vs. Latent Defects in Real Estate Transactions

What are they and what you need to know A patent defect is a visible defect. It is something that is easy to see or observe. This might be a crack in the home, hole in the wall or broken win...
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First Time Home Buyer Incentive Program

As part of Canada’s first ever National Housing Strategy (a 10 year, $70+ billion plan to strengthen communities and cut chronic homelessness in...
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Four Benefits of a Shareholders’ Agreement

Last month, I wrote about some of the pros and cons of incorporating. If you have taken the plunge and have incorporated a business with multiple shar...
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Blog Post

Money Laundering in Real Estate - The Impacts of The Cullen Commission

The term money laundering often elicits dramatic images of suitcases stashed with wads of cash. However, many Canadians may be surprised to know that ...
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What the Working for Workers Act, 2022 Means for the Construction Industry

With construction workers disproportionately affected by the opioid epidemic, the construction industry should take note of its new health and safety ...
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Exemptions to Ontario Rent Control: The Ability to Increase Rents for New Residential Units Occupied After Nov. 15, 2018.

It may come as a surprise that not all Ontario rental units are subject to rent control. New buildings, additions to existing buildings and most new b...
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Pros and Cons of Incorporating

Deciding which business structure is best suited to your needs can be a difficult task. In this article, we hope to provide some food for thought if y...
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Conditional Agreements of Purchase and Sale: A Review of the “Sale of Buyer’s Property” Condition

With the shifting market, we are now seeing the return of conditional offers. The most commonly used conditions are for financing, home inspection or ...
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Determining the Date for Assessing Damages in Real Estate Transactions

When a contract is breached, the innocent party may be entitled to damages for the costs they incurred as a result of the breach. In real estate trans...
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2023 Annual Rent Increase

Given the rise of inflation, and general cost of living, it was only a matter of time for the Ontario Consumer Price Index to announce an increase in ...
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Real Estate Transactions: What is a Chattel vs What is a Fixture?

Under an Agreement of Purchase and Sale (APS), the Buyer and Seller can agree to leave certain “moveable” items behind. These items are re...
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Approaching Legislative Amendments Targeted to Improve Transparency and Consumer Protection in Real Estate Transactions

The traditionally discreet nature of real estate transactions is set to change with the implementation of the Trust in Real Estate Services Act, 2020 ...
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Assignment Transactions and the Duty to Act in Good Faith

With the rising interest rates, we expect a corresponding increase of investors looking to offload their pre-construction condos to third parties prio...
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