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Title Insurance vs. Home Insurance: What is the Difference?

Dear Friends, Purchasing a home is likely one of the largest investments that you will ever make in your lifetime. Therefore, as a homeowner, you want...
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The “Off-Title Spouse” in a Real Estate Transaction

Dear Friends, I often receive a myriad number of questions when I discuss “off-title spouses” with clients. So, today I thought I elaborat...
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Understanding the Purchase Transaction for Properties Sold Under a Tax Sale

Dear Friends, I hope you are all doing well and looking forward to a season of beaches, sunglasses, long days, and colourful clothing. Recently, I ha...
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Deposit Protection for Pre-Construction Condominiums

With rising construction costs, increasing delays in the closing date and uncertainty around builder terminated agreements, prospective buyers are sta...
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City of Toronto Calls for an Increase in Development Charges

Development Charges, Community Benefit Charges and Parkland Dedication Levies are some of the common adjustments that are associated with purchasing p...
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What is Inclusionary Zoning and How Will It Affect Your Development?

Please note that an update to this article has been posted here.  Inclusionary zoning (IZ) is a regulatory tool intended to increase the availabi...
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Buyer Beware: A Cautionary Note on Unconditional Agreements of Purchase and Sale

In this market, the pressures of purchasing a home are high. Amidst soaring prices and bidding wars, buyers are often led to submit unconditional offe...
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Important Changes for Assignment Transactions: Proposed Change Effective May 7, 2022.

The Federal government is targeting assignment transactions in an effort to decrease speculative trading noting that “homes should be for people...
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Important Incentives for First Time Home Buyers - Federal Budget 2022 Update

Are you a first time home buyer? If so, there are a few government incentives available to alleviate some of your costs.  1. Land Transfer Tax Re...
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Federal Budget Update: 2022 - Property Flippers - Beware!

It is not uncommon for savvy investors to purchase property, renovate, and then resell for a gain. This process is known as “house flipping&rdqu...
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Updates to the Non-Resident Speculation Tax

On October 25th, 2022 this Non-Resident Speculation Tax was further increased to 25%. Read the update here. As part of its commitment to tackling Onta...
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Tax Implications for Non-Resident Transactions

Dear Friends, I hope that you are all doing well and staying safe during these uncertain times. I know that we are all looking forward to getting back...
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Updates in Estate Law Legislation - Part II

We march closer to the end of 2021, another long and strange year. Big changes have taken place in modernizing Estates law, and some of these changes ...
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Canada's Supreme Court Rules on Retroactive Adjustments to Child Support

The Supreme Court of Canada (S.C.C.) has recently ruled on a common problem in the area of family law; namely, dealing with requests for a retroactive...
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Vaccine Policies and the Workplace

*The following is provided for commentary only and is not considered legal advice. Mandatory COVID-19 vaccine policies are becoming increasingly commo...
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Updates in Estate Law Legislation

There have been numerous changes to Wills and Estates law that may warrant an update to your Wills and Estate plans. When the First Spouse Dies Witho...
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Clarifying the Legal Implications of Rent Freezes during the COVID-19 Pandemic

The COVID-19 pandemic has brought a high level of uncertainty and with the current stay-at-home order in effect, the confusion behind rent freezes has...
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Enforcing Condominium Rules: Mask Policies During Covid-19 Pandemic

We are now in the midst of Ontario’s third lockdown and surprisingly, the topic of the requirement to wear a mask in public places remains highl...
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Escalation Clauses in Agreements of Purchase and Sale

In today’s hot real estate market, it is not uncommon for prospective purchasers and their realtors to be continually disappointed when their of...
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Launch of the HCRA - Impact for Builders

Effective February 1, 2021, the new Home Construction Regulatory Authority ("HCRA") came into effect, which now governs the licensing and registration...
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